Lost Opportunity Cost: The Price of Re-Paying Student Loans Instead of Investing

After one graduates from college, on average, the new graduate has accumulated approximately $30,000 in debt…upon completion of undergrad. At this point, he begins to pay down his student loans. A thought experiment: What would happen if the student could pay towards his investments with those funds used to deal with the student loan debt?
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Is College A Good “Investment”?

At the time of this writing, many graduates are concerned about the burden of their student loans. Albeit student loans make an undergraduate degree more financially attainable, the expansion of these loans has driven up the prices of tuition, along with other factors. Consequently, loan balances are increasing, translating into more student loan debt—a bubble waiting to pop.
This, along with a myriad of other factors, raises the question if college education still is a worthy long term investment.

In this paper titled, “Is College Still Worth It? A New Calculus of Falling Returns.” explores this topic in more detail.